Personal Checking

Account Types

Century Savings Bank has checking accounts designed to fit your financial needs. We believe that checking accounts should offer more value, greater convenience and fewer fees.

All Century checking accounts include:

* Non-Century Savings bank charges may apply
^Third party message/data rates may apply

Consumer Checking Plus

A New Jersey Consumer Checking Account

Consumer Checking Plus is the perfect solution for simple, worry-free checking.

Features

  • Minimum amount of $25 to open an account
  • No minimum balance requirement
  • No monthly service fee
  • Unlimited check writing privileges

Features

  • Minimum amount of $300 to open an account
  • Minimum balance of $300 required to avoid monthly service fee*
  • Minimum balance of $300 to obtain Annual Percentage Yield (APY)
  • Interest compounded and credited monthly
  • Unlimited check writing privileges

*$5 monthly fee if balance falls below $300 on any day of the statement cycle

55 Plus Checking from Century Savings Bank is reserved for those age 55 or older! No minimums, lots of extras and you earn interest on your balance.

Features

  • No monthly service fee
  • Minimum amount of $50 to open an account
  • Minimum balance of $300 to obtain Annual Percentage Yield (APY)
  • Unlimited check writing privileges
  • Interest compounded and credited monthly
  • FREE Overdraft Protection Transfer
  • NO FEE money orders, cashiers checks and stop payments
  • FREE initial supply of safety paper style checks or equivalent discount

Build your savings with a competitive interest rate and get easy access to your funds.

Benefits

Earn interest the way you want. Tiered interest rates allow you greater earning power.
Enjoy the flexibility of no monthly maintenance fee when minimum balance is maintained.

  • Minimum balance of $1500 required to avoid monthly service fee*
  • Minimum balance of $1500 to obtain Annual Percentage Yield (APY)
  • Tiered interest rates to maximize your earnings
  • Unlimited number of deposits
  • Unlimited number of in person withdrawals

*$15.00 monthly fee if balance falls below $1500 on any day of the statement cycle

Want to know more?

Our Personal Services include online and mobile banking, Overdraft Protection Transfer, Debit Cards, eStatements, and more!

View All Personal Services
Get the assistance you need

How can I sign up for an account?

  • Visit your nearest branch location to open an account. Currently, Century Savings Bank opens accounts for those who live in or near our tri-county servicing area (Cumberland, Salem, and Gloucester counties).
  • Bring two forms of ID! Examples of acceptable ID include, but are not limited to, driver’s license, passport, and government ID. Contact your local office for a complete list.
  • Century Savings Bank accounts are all FDIC insured up to $250,000.
    For more details on what this means, check out the FDIC website.