Certificates of Deposit and Individual Retirement Accounts

Smart Ways to build funds for your future

Certificates of Deposit

Set your term and plan your return. Our CDs are easy to establish and offer the peace of mind of FDIC insurance. We offer a variety of competitive yields and terms to meet your individual needs.

Features

  • Terms available from 91 days to 60 months
  • Minimum of $500.00 to open account
  • Competitive rates

Looking for ways to save for your retirement years? Consider our Traditional IRA. Combine security with greater earning potential.

Features

  • Certificates of Deposit available for 12, 24 and 48 month terms.
  • $100 minimum to open an account
  • Competitive rates
  • Simple interest paid quarterly
  • Taxes deferred on earnings until withdrawn
  • Deposits (contributions) are allowed at any time
  • Contributions can be tax-deductible*

*Consult your tax advisor. Certain restrictions may apply.

Looking for ways to save for your retirement years? Consider our Roth IRA. Combine security with greater earning potential.

Features

  • Certificates of Deposit available for 12, 24 and 48 month terms.
  • $100 minimum to open an account
  • Competitive rates
  • Simple interest paid quarterly
  • Deposits (contributions) are allowed at any time
  • Non-deductible investment*
  • Allows tax-free withdrawals for specific reasons after 5-year holding period and attaining age 59½*

*Consult your tax advisor. Certain restrictions may apply.

Curious if these accounts are right for you?

Call your local branch to schedule an appointment with one of our financial advisors and discuss your needs.

Find a Branch
Our team is available to answer all your questions

Ready to open your account?

  • Visit your nearest branch location to open an account. Currently, Century Savings Bank opens accounts for those who live in or near our tri-county servicing area (Cumberland, Salem, and Gloucester counties).
  • Bring two forms of ID! Examples of acceptable ID include, but are not limited to, driver’s license, passport, and government ID. Contact your local office for a complete list.
  • Century Savings Bank accounts are all FDIC insured up to $250,000.
    For more details on what this means, check out the FDIC website.